Healthy Banana Chocolate Chip Muffins

These healthy Banana Chocolate Chip Muffins are the PERFECT way to use ripe bananas and don’t use any refined flour, refined sugar or oil!

Healthy Banana Chocolate Chip Muffins | No refined sugar or flour - just simple, clean goodness! | A Sweet Pea Chef

Way back when, in a land far, far away, I posted this Banana Nut Muffins recipe.

And it was truly amazing – it even became one of the most popular posts on this blog and has been pinned a TON of times on Pinterest, and shared all across them interwebs.

Mashing ripe bananas in a large mixing bowl using a fork in order to make the healthy banana chocolate chip muffins.
Bowl with the fully mashed bananas, ready for the rest of the ingredients to be added to make the healthy chocolate chip banana muffins.

I think the reason why my Easy Banana Nut Muffins recipe was so successful is because it is so super duper easy and virtually fail-proof.  I mean – it’s one bowl of stuff you mix together, and then bake.  And the result is delicious.

So many times over the years, though, you guys have asked me to share a new recipe that included chocolate chips.  Because bananas and chocolate chips NEED to be in muffin form, peeps.  It’s like a rule, I’m told.  😉

Bowl with one egg and vanilla extract added to the mashed bananas, ready to be mixed and then added to the dry ingredients to be bake the banana chocolate chip muffins.
Mixing bowl with the banana muffin batter, topped with the dark chocolate chunks that are ready to be folded in, and then placed into the muffin tin.

So, I went to work on making a new and improved banana chocolate chip muffin recipe.  To make the best banana chocolate chip muffins ever.

BUT…I needed to make a few tweaks in the old recipe.

First off: they needed to be healthier.  Really, they needed to be clean. While the original Easy Banana Nut Muffins are extremely tasty, they are not clean as written.  That’s because, when I created that recipe, I hadn’t yet fallen in LOVE with a clean eating lifestyle.

In fact, when I originally created the recipe, way back in 2009, I hadn’t even ever heard of clean eating.  I also happened to be struggling with this issue.

Adding the banana chocolate chip muffin batter to the prepared muffin tin with a spoon, ready to place in the oven and bake.

How to Make Banana Chocolate Chip Muffins Healthy

In order to make them healthier, I replaced the all-purpose flour with whole wheat spelt flour — which, if you haven’t ever heard of before, spoiler alert: it’s AMAZING. It’s everything a clean eating person could dream of for baked goods.  It’s slightly sweet, full of nutritious vitamins, fiber, and protein, and completely unrefined. Oh, and it bakes up as tenderly and as lightly as all-purpose flour, which is just so very awesome.

I also wanted to remove ALL added sweeteners to this muffin recipe.  That means no added sweetener of any kind.  I wanted to see if I could make a sweet, delicious muffin without anything but the natural sweetness of the bananas.  So, I added in 5 ripe bananas and, to my happy surprise, it turned out beautifully.

How To Make These Banana Chocolate Chip Muffins Vegan (Without Dairy or Eggs)

If you’re looking to make these banana chocolate chip muffins vegan, meaning without any dairy or eggs, all you need to do is replace the one egg with a flax egg.  To make a flax egg, it’s super easy.  Just add one tablespoon ground flaxseed meal (I use this brand) with 3 tablespoons of water. Mix together with a spoon, and let sit for 5-10 minutes to set up and thicken. Then, add to the recipe as you would an egg.  See?  Super easy.  You can also add that flaxseed meal to other recipes for added nutrients, like this Kiwi & Kale Smoothie – FYI.

Baked healthy banana chocolate chip muffins removed from the oven and cooling on a colling rack, ready to eat.
Close up overhead photograph of the healthy banana chocolate chip muffins that are now ready to eat.

Are Chocolate Banana Muffins Healthy?

Not all chocolate banana muffins are healthy or created equal.  That’s why it’s so helpful to make them yourself because you can completely control the ingredients. In these healthy banana chocolate chip muffins, the addition of the extra bananas removed the need to add any oil to the muffins, too.  While I do use a tiny bit of coconut oil to grease the pan, you could always avoid this if you used cupcake liners since there’s none that’s needed for the recipe.

So: no refined flour, no added sweeteners, and no added oils.

This means we got ourselves some healthy muffins. Hooray!

How friggin’ cool is that?

And, if you are with me and you think this is, in fact, “friggin’ cool,” then, my friend, you are gonna LOVE these healthy banana chocolate chip muffins.

Like…love LOVE them.

Hand holding a baked healthy banana chocolate chip muffin that has been broken in half, showing the tender inside of the muffin as well as a large chocolate chip.

How to Make Banana Muffins With Chocolate Chips

For the chocolate, don’t make these super healthy banana chocolate chip muffins right here and and make the mistake of using an unhealthy-ish chocolate.

Instead, get the most out of your chocolate with a 70% cacao dark chocolate.  At that level of cacao, you’ll get the maximum health benefits with the least amount of additives and processing.  It’s a chocolate win-win here, peeps!

Healthy Banana Chocolate Chip Muffins

So, for all you out there who asked for a healthy banana chocolate chip muffin recipe, I hope you enjoy these as much as I do.

And thanks SO MUCH for the suggestion!

4.49 from 25 votes
Banana Chocolate Chip Muffins - Square Recipe Preview Image
Healthy Banana Chocolate Chip Muffins
Prep Time
10 mins
Cook Time
25 mins
Total Time
35 mins

These healthy Banana Chocolate Chip Muffins are the PERFECT solution to your ripe bananas and don’t use any refined flours OR sugar or oil!

Categories: Clean, Healthy, Refined Flour Free, Refined Sugar Free
Difficulty: Easy
Keyword: healthy banana chocolate chip muffins, healthy chocolate chip muffins, spelt banana muffins
Servings: 12
Calories: 193 kcal
Author: Lacey Baier of A Sweet Pea Chef
  • 5 ripe bananas
  • 1 egg, beaten*
  • 1 tsp vanilla extract
  • 1 1/2 cups spelt flour (can also use whole wheat pastry flour)
  • 1/2 tsp ground cinnamon
  • 1 tsp baking soda
  • 1/8 tsp sea salt
  • 1 cup 70% cacao dark chocolate morsels
  • 1/2 tbsp Coconut oil, for greasing muffin tin
  1. Preheat oven to 350 degrees F and grease muffin tin with coconut oil.
  2. In a medium mixing bowl, mash the bananas using a fork or potato masher. Add the egg and vanilla and stir to combine. Set aside.

  3. In a separate mixing bowl, combine the spelt flour, cinnamon, baking soda, and sea salt. Mix well.

  4. Add the dry ingredients to the wet ingredients and stir to combine. Do not over mix.
  5. Fold in the chocolate morsels.
  6. Pour the mix into the prepared muffin pan, approximately 2/3 of the way full.

  7. Bake for 20-25 minutes, or until a toothpick inserted comes out clean and tops are golden brown.
  8. Remove and let cool on cooling rack.

Recipe Video

Recipe Notes

* To make these muffins vegan, all you need to replace is the one egg with a flax egg.  Just add one tablespoon ground flaxseed meal (I use this brand) with 3 tablespoons of water. Mix together with a spoon, and let sit for 5-10 minutes to set up and thicken. Then, add to the recipe as you would an egg.  See?  Super easy. 

Nutrition Facts
Healthy Banana Chocolate Chip Muffins
Amount Per Serving (1 muffin)
Calories 193 Calories from Fat 48
% Daily Value*
Fat 5.3g8%
Saturated Fat 2.8g14%
Cholesterol 15.5mg5%
Sodium 188.4mg8%
Carbohydrates 35.7g12%
Fiber 4.5g18%
Sugar 15.3g17%
Protein 4.8g10%
* Percent Daily Values are based on a 2000 calorie diet.

This post contains affiliate links for products I use regularly and highly recommend.

Lacey Baier

Hey there! I’m Lacey Baier and I’d like to welcome you! I’m a healthy lifestyle influencer and the creator of this clean-eating blog and YouTube channel, as well as cleanish, my clean-eating supplement brand. My recipes have been published on Food Network, Good Morning America, FoxNews, Tastemade, Fitness Magazine, and much more. I live in Austin, Texas with my husband and four kiddos. Let’s get started!

49 thoughts on “Healthy Banana Chocolate Chip Muffins

  1. 5 stars
    Absolutely superb great as bite size muffins for my grandkids to encourage them to eat something other than refined, processed food. And Nana and Papa love them too.

  2. 5 stars
    These are amazing! I make them all the time using half the amount of choc chips and replacing the other half with frozen berries or walnuts/pecans. I’m not sure if the measurements are slightly different for metric (Australian) but I’ve found adding an extra egg helpful if I don’t have quite enough banana. Always so good and freeze well too!! Thanks ☺️

  3. 5 stars
    I love this recipe so much, muffins are absolutely delicious, thank you so much for sharing.

  4. I made these muffins and used 1 cup when wheat flour and 1/2 cup white flour. The muffins did not rise at all. Perhaps I should have added baking powder and baking soda?

  5. Thanks for the healthy recipe. Can I add chopped pecans or walnuts without otherwise changing the recipe?

  6. Tried these and they were great! I’ve since used the base recipe and replaced the chocolate chips with other things, my favourite so far has been Apple and Raisins.

    It would great to know the nutritional info without the chocolate to help calculate other variations on your great recipe

  7. Hello again Lacey, you are a godsend and I’m so happy I found your healthy clean cooking site. I will be making these banana chocolate chip muffins next week. Because of my cancer I need to very careful not to eat added junk in my foods. I’m always looking for new breakfast recipes that are healthy.

    Thank you

  8. 4 stars
    think i messed it up. i had to convert all measurements and temperatures into my countries ones and must have messed up there.
    its been 40 mins and its still very uncooked, only a bit of fermness on top of them

  9. 5 stars
    Thank you for posting this recipe! I’ve probably made it 30 times just as it’s written. It is a favorite in my kids lunches. I make a batch and freeze them. I pull them out in the morning and the girls tell me they are thawed by lunch . Thank you!

  10. 5 stars
    Hello Lacey,
    My name is Karen and I live in Brisbane, Australia. I made a batch of you banana chocolate chip muffins and took them to work. Every one loved them! (Especially when I told them that there is no added sugar). We have fruit provided at work and sometimes there are quite a few bananas left on Friday, so I take them home and bake on the weekend.
    We have had a heat wave here recently. I made your peach and ginger tea. Yum!

  11. 5 stars
    Oh my goodness, thank you thank you thank you for this recipe. I made it into a banana bread as I didn’t have any muffin liners, cut it into pieces, clingfilmed & froze them to grab and take with me to work. In the afternoon I often get so tired, and that’s when I’m likely to reach for something to give me a boost, and usually that means some kind of sugary biscuit. But now I have this recipe, I absolutely love it! So banana-ey, and with the little chunks of dark chocolate, I’m still getting that boost. I honestly think I’m going to make this every week now, and the ingredients are so simple, healthy & cheap. Thank you! From a very happy reader xx

  12. Hi there,
    Thanks for sharing such a clean recipe. However, I wonder if I could use half whole wheat flour and half white all purpose flour. My daughter has an extremely sensitive taste and I want to switch ingredients little by little. Hope the muffins still turn out well. Thanks for your advice.

  13. 4 stars
    Interesting recipe…very easy. My little kiddos didn’t blink an eye at the no sugar option. Thanks for sharing.

  14. Everything was great!
    Will the texture change, If I add a little Oat flour to the mixture?!

  15. 3 stars
    Texture is great! But, they definitely taste unsweetened. Maybe if I add a little stevia in next times. Not much. Not looking for super sweet or rich. Just a hint of sweetness. But, everything else about them is awesome!!! Most spelt recipes don’t turn out great, but this one is promising.

    1. Hi Rebecca! I’m sorry the muffins weren’t as sweet as you would have liked. From my testing and others’ reviews, the muffins have always turned out sweet and no additional sweetener was needed so I’m wondering if maybe the bananas you used weren’t fully ripe? Hopefully, that will help next time! 🙂

  16. 5 stars
    Wow.. a sugar free, fat free muffin. It turned out to be delicious. I was very surprised how it came out so well without any butter/oil….? Thank you. A definite keeper that I will be making often. We added some sultanas for added sweetness.

  17. 5 stars
    I tried making these over the weekend and man i am in love with them!!!They turned out so so yum! And couldnt believe they had no sugar or oil!!! Thanks so much for sharing <3

  18. Hi Thank you for sharing, I’ve been looking to bake healthier, I could not find the Spelt flour whole wheat, can i use 1 1/2 cups of 100% whole wheat to replace 1 1/2 cup of Spelt flour whole wheat?

      1. 5 stars
        Thank you for your reply. I wasn’t sure if it would be less flour if i was using the 100% Whole Grain Whole Wheat flour. I’m very excited to try this recipes.
        Thank you again for your time and help!

  19. Ok so I used coconut flour instead of spelt flour and I’m guessing that was my mistake… My batter is super thick and crumbly, almost biscuit like.. Are there any other flours that I could have used instead??

    1. Yes, coconut flour behaves completely differently than a lot of other flours and requires A LOT of liquid. You can use whole wheat flour, buckwheat flour, or whole wheat pastry flour, though spelt behaves the best in my opinion.

  20. 4 stars
    Delicious! I added qia cereal 1/4c and oatmeal 1/4c for the 1/2 c od spelt flour and it worked well.

  21. 5 stars
    These are so easy and delicious. Perfect for a health conscious family
    Thanks so much for sharing the recipe.

  22. 5 stars
    OMG …. so yummy! Thans for sharing this awesome recipe. I can’t wait to whip up a batch for the next office potluck.

  23. 5 stars
    This recipe sounds amazing! I’m just about to make it, but I was wondering what size bananas you used, or how many cups of mashed banana you should have. I don’t want to have too little or too much!

  24. I am 14 and I just made these and they were so so so simple and AMAZING. I wasn’t expecting them to taste good but they were delicious. I love this recipe we are definitely keeping it

  25. 5 stars
    I had doubts at first, but these we’re truly mazing!! Since I was making a half batch, I added a full egg instead of half an egg. It didn’t seem to affect the recipe at all. These were gone within a half hour!

  26. 5 stars
    I’ve tried these! I also added some shredded carrots and some raisins and it turned out super moist. No oil and refined sugars. Healthiest recipe I ever found on youtube!

    Thank you!

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