These healthy Banana Chocolate Chip Muffins are the PERFECT way to use ripe bananas and don't use any refined flour, refined sugar or oil!
Way back when, in a land far, far away, I posted this Banana Nut Muffins recipe.
And it was truly amazing - it even became one of the most popular posts on this blog and has been pinned a TON of times on Pinterest, and shared all across them interwebs.
If you’re a fan of Healthy Banana Chocolate Chip Muffins, give Healthy Chocolate Donuts a try.


I think the reason why my Easy Banana Nut Muffins recipe was so successful is because it is so super duper easy and virtually fail-proof. I mean - it's one bowl of stuff you mix together, and then bake. And the result is delicious.
So many times over the years, though, you guys have asked me to share a new recipe that included chocolate chips. Because bananas and chocolate chips NEED to be in muffin form, peeps. It's like a rule, I'm told. 😉


So, I went to work on making a new and improved banana chocolate chip muffin recipe. To make the best banana chocolate chip muffins ever.
BUT...I needed to make a few tweaks in the old recipe.
First off: they needed to be healthier. Really, they needed to be clean. While the original Easy Banana Nut Muffins are extremely tasty, they are not clean as written. That's because, when I created that recipe, I hadn't yet fallen in LOVE with a clean eating lifestyle.
In fact, when I originally created the recipe, way back in 2009, I hadn't even ever heard of clean eating. I also happened to be struggling with this weight issue.

In order to make them healthier, I did the following:
- I replaced the all-purpose flour with whole wheat spelt flour -- which, if you haven't ever heard of spelt flour before, spoiler alert: it's AMAZING. It's everything a clean-eating person could dream of for baked goods. It's slightly sweet, full of nutritious vitamins, fiber, and protein, and completely unrefined. Oh, and it bakes up as tenderly and as lightly as all-purpose flour, which is just so very awesome.
- I removed ALL added sweeteners to this muffin recipe. That means no added sweetener of any kind. I wanted to see if I could make a sweet, delicious muffin without anything but the natural sweetness of the bananas. So, I added in 5 ripe bananas, and, to my happy surprise, it turned out beautifully.
Looking for a quick and healthy treat? Check out my Healthy Blender Chocolate Muffins for a simple, chocolatey snack that’s naturally sweetened and gluten-free!
How To Make These Banana Chocolate Chip Muffins Vegan (Without Dairy or Eggs)
If you're looking to make these banana chocolate chip muffins vegan, meaning without any dairy or eggs, all you need to do is replace the one egg with a flax egg.
To make a flax egg, it's super easy. Just add one tablespoon ground flaxseed meal (I use this brand) with 3 tablespoons of water. Mix together with a spoon, and let sit for 5-10 minutes to set up and thicken. Then, add to the recipe as you would an egg. See? Super easy.
You can also add that flaxseed meal to other recipes, like this Kiwi & Kale Smoothie - FYI.


Are Chocolate Banana Muffins Healthy?
Not all chocolate banana muffins are healthy or created equal. That's why it's so helpful to make them yourself because you can completely control the ingredients. In these healthy banana chocolate chip muffins, the addition of the extra bananas removed the need to add any oil to the muffins, too. While I do use a tiny bit of coconut oil to grease the pan, you could always avoid this if you used cupcake liners since there's none that's needed for the recipe.
So: no refined flour, no added sweeteners, and no added oils.
This means we got ourselves some healthy muffins. Hooray!
How friggin' cool is that?

How to Make Banana Muffins With Chocolate Chips
For the chocolate, don't make these super healthy banana chocolate chip muffins right here and and make the mistake of using an unhealthy-ish chocolate.
Instead, get the most out of your chocolate with a 70% cacao dark chocolate. At that level of cacao, you'll get the maximum health benefits with the least amount of additives and processing. It's a chocolate win-win here, peeps!
Healthy Banana Chocolate Chip Muffins
So, for all you out there who asked for a healthy banana chocolate chip muffin recipe, I hope you enjoy these as much as I do.
And thanks SO MUCH for the suggestion!

Healthy Banana Chocolate Chip Muffins
Equipment
- muffin tin
*This post may contain affiliate links for products I use often and highly recommend.
Ingredients
- 5 ripe bananas
- 1 egg, beaten*
- 1 teaspoon vanilla extract
- 1 ½ cups spelt flour (can also use whole wheat pastry flour)
- ½ teaspoon ground cinnamon
- 1 teaspoon baking soda
- ⅛ teaspoon sea salt
- 1 cup 70% cacao dark chocolate morsels
- ½ tablespoon Coconut oil, for greasing muffin tin
Instructions
- Preheat oven to 350 degrees F and grease muffin tin with coconut oil.
- In a medium mixing bowl, mash the bananas using a fork or potato masher. Add the egg and vanilla and stir to combine. Set aside.
- In a separate mixing bowl, combine the spelt flour, cinnamon, baking soda, and sea salt. Mix well.
- Add the dry ingredients to the wet ingredients and stir to combine. Do not over mix.
- Fold in the chocolate morsels.
- Pour the mix into the prepared muffin pan, approximately ⅔ of the way full.
- Bake for 20-25 minutes, or until a toothpick inserted comes out clean and tops are golden brown.
- Remove and let cool on cooling rack.
Video
Notes
Nutrition
This post contains affiliate links for products I use regularly and highly recommend.



MaggieSz
Everything was great!
Will the texture change, If I add a little Oat flour to the mixture?!
Rebecca
Texture is great! But, they definitely taste unsweetened. Maybe if I add a little stevia in next times. Not much. Not looking for super sweet or rich. Just a hint of sweetness. But, everything else about them is awesome!!! Most spelt recipes don't turn out great, but this one is promising.
Lacey Baier
Hi Rebecca! I'm sorry the muffins weren't as sweet as you would have liked. From my testing and others' reviews, the muffins have always turned out sweet and no additional sweetener was needed so I'm wondering if maybe the bananas you used weren't fully ripe? Hopefully, that will help next time! 🙂
Aimee Cox
My first “clean” recipe! This was so easy and so delicious!!!!!
Lacey Baier
YES!!!
Shanthi
Wow.. a sugar free, fat free muffin. It turned out to be delicious. I was very surprised how it came out so well without any butter/oil....? Thank you. A definite keeper that I will be making often. We added some sultanas for added sweetness.
Lacey Baier
Woohoo! So glad it's a keeper!!
moushmi
Hi,
I tried making these over the weekend and man i am in love with them!!!They turned out so so yum! And couldnt believe they had no sugar or oil!!! Thanks so much for sharing <3
Lacey Baier
I know, right?!?! So good! Thanks for sharing 🙂
Vivian Lee Cortes
Hi Thank you for sharing, I've been looking to bake healthier, I could not find the Spelt flour whole wheat, can i use 1 1/2 cups of 100% whole wheat to replace 1 1/2 cup of Spelt flour whole wheat?
Lacey Baier
Yep, it's a 1:1 ratio 🙂
Vivian Lee Cortes
Thank you for your reply. I wasn't sure if it would be less flour if i was using the 100% Whole Grain Whole Wheat flour. I'm very excited to try this recipes.
Thank you again for your time and help!
Ty
Ok so I used coconut flour instead of spelt flour and I'm guessing that was my mistake... My batter is super thick and crumbly, almost biscuit like.. Are there any other flours that I could have used instead??
Lacey Baier
Yes, coconut flour behaves completely differently than a lot of other flours and requires A LOT of liquid. You can use whole wheat flour, buckwheat flour, or whole wheat pastry flour, though spelt behaves the best in my opinion.
carole
Delicious! I added qia cereal 1/4c and oatmeal 1/4c for the 1/2 c od spelt flour and it worked well.
Lacey Baier
Awesome - love those ideas. Thanks for sharing! xoxo
Robyn
These are so easy and delicious. Perfect for a health conscious family
Thanks so much for sharing the recipe.
Lacey Baier
I'm so glad you appreciate the recipe 🙂
Stephanie
These are incredible. Love them!!!! I feel good eating them.
Lacey Baier
Right?!? What's better than that? 😉
Tiffany Perkins
OMG .... so yummy! Thans for sharing this awesome recipe. I can't wait to whip up a batch for the next office potluck.
Lacey Baier
You're so welcome! xoxo
Sarah
This recipe sounds amazing! I'm just about to make it, but I was wondering what size bananas you used, or how many cups of mashed banana you should have. I don't want to have too little or too much!
Lacey Baier
I use med-large bananas - nothing too crazy small or big will work fine 🙂
Maya
I am 14 and I just made these and they were so so so simple and AMAZING. I wasn't expecting them to taste good but they were delicious. I love this recipe we are definitely keeping it
Lacey Baier
I'm so glad you were surprised with how easy and tasty they were!
Parma
I had doubts at first, but these we're truly mazing!! Since I was making a half batch, I added a full egg instead of half an egg. It didn't seem to affect the recipe at all. These were gone within a half hour!
Lacey Baier
Yay!! That's a good sign 🙂
Anna Yu
I've tried these! I also added some shredded carrots and some raisins and it turned out super moist. No oil and refined sugars. Healthiest recipe I ever found on youtube!
Thank you!
Anna
Lacey Baier
YUM love those additions 🙂