These healthy Banana Chocolate Chip Muffins are the PERFECT way to use ripe bananas and don't use any refined flour, refined sugar or oil!
Way back when, in a land far, far away, I posted this Banana Nut Muffins recipe.
And it was truly amazing - it even became one of the most popular posts on this blog and has been pinned a TON of times on Pinterest, and shared all across them interwebs.
If you’re a fan of Healthy Banana Chocolate Chip Muffins, give Healthy Chocolate Donuts a try.


I think the reason why my Easy Banana Nut Muffins recipe was so successful is because it is so super duper easy and virtually fail-proof. I mean - it's one bowl of stuff you mix together, and then bake. And the result is delicious.
So many times over the years, though, you guys have asked me to share a new recipe that included chocolate chips. Because bananas and chocolate chips NEED to be in muffin form, peeps. It's like a rule, I'm told. 😉


So, I went to work on making a new and improved banana chocolate chip muffin recipe. To make the best banana chocolate chip muffins ever.
BUT...I needed to make a few tweaks in the old recipe.
First off: they needed to be healthier. Really, they needed to be clean. While the original Easy Banana Nut Muffins are extremely tasty, they are not clean as written. That's because, when I created that recipe, I hadn't yet fallen in LOVE with a clean eating lifestyle.
In fact, when I originally created the recipe, way back in 2009, I hadn't even ever heard of clean eating. I also happened to be struggling with this weight issue.

In order to make them healthier, I did the following:
- I replaced the all-purpose flour with whole wheat spelt flour -- which, if you haven't ever heard of spelt flour before, spoiler alert: it's AMAZING. It's everything a clean-eating person could dream of for baked goods. It's slightly sweet, full of nutritious vitamins, fiber, and protein, and completely unrefined. Oh, and it bakes up as tenderly and as lightly as all-purpose flour, which is just so very awesome.
- I removed ALL added sweeteners to this muffin recipe. That means no added sweetener of any kind. I wanted to see if I could make a sweet, delicious muffin without anything but the natural sweetness of the bananas. So, I added in 5 ripe bananas, and, to my happy surprise, it turned out beautifully.
Looking for a quick and healthy treat? Check out my Healthy Blender Chocolate Muffins for a simple, chocolatey snack that’s naturally sweetened and gluten-free!
How To Make These Banana Chocolate Chip Muffins Vegan (Without Dairy or Eggs)
If you're looking to make these banana chocolate chip muffins vegan, meaning without any dairy or eggs, all you need to do is replace the one egg with a flax egg.
To make a flax egg, it's super easy. Just add one tablespoon ground flaxseed meal (I use this brand) with 3 tablespoons of water. Mix together with a spoon, and let sit for 5-10 minutes to set up and thicken. Then, add to the recipe as you would an egg. See? Super easy.
You can also add that flaxseed meal to other recipes, like this Kiwi & Kale Smoothie - FYI.


Are Chocolate Banana Muffins Healthy?
Not all chocolate banana muffins are healthy or created equal. That's why it's so helpful to make them yourself because you can completely control the ingredients. In these healthy banana chocolate chip muffins, the addition of the extra bananas removed the need to add any oil to the muffins, too. While I do use a tiny bit of coconut oil to grease the pan, you could always avoid this if you used cupcake liners since there's none that's needed for the recipe.
So: no refined flour, no added sweeteners, and no added oils.
This means we got ourselves some healthy muffins. Hooray!
How friggin' cool is that?

How to Make Banana Muffins With Chocolate Chips
For the chocolate, don't make these super healthy banana chocolate chip muffins right here and and make the mistake of using an unhealthy-ish chocolate.
Instead, get the most out of your chocolate with a 70% cacao dark chocolate. At that level of cacao, you'll get the maximum health benefits with the least amount of additives and processing. It's a chocolate win-win here, peeps!
Healthy Banana Chocolate Chip Muffins
So, for all you out there who asked for a healthy banana chocolate chip muffin recipe, I hope you enjoy these as much as I do.
And thanks SO MUCH for the suggestion!

Healthy Banana Chocolate Chip Muffins
Equipment
- muffin tin
*This post may contain affiliate links for products I use often and highly recommend.
Ingredients
- 5 ripe bananas
- 1 egg, beaten*
- 1 teaspoon vanilla extract
- 1 ½ cups spelt flour (can also use whole wheat pastry flour)
- ½ teaspoon ground cinnamon
- 1 teaspoon baking soda
- ⅛ teaspoon sea salt
- 1 cup 70% cacao dark chocolate morsels
- ½ tablespoon Coconut oil, for greasing muffin tin
Instructions
- Preheat oven to 350 degrees F and grease muffin tin with coconut oil.
- In a medium mixing bowl, mash the bananas using a fork or potato masher. Add the egg and vanilla and stir to combine. Set aside.
- In a separate mixing bowl, combine the spelt flour, cinnamon, baking soda, and sea salt. Mix well.
- Add the dry ingredients to the wet ingredients and stir to combine. Do not over mix.
- Fold in the chocolate morsels.
- Pour the mix into the prepared muffin pan, approximately ⅔ of the way full.
- Bake for 20-25 minutes, or until a toothpick inserted comes out clean and tops are golden brown.
- Remove and let cool on cooling rack.
Video
Notes
Nutrition
This post contains affiliate links for products I use regularly and highly recommend.



Elizabeth
I love this recipe so much, muffins are absolutely delicious, thank you so much for sharing.
thebakingchocolatess.com
I loved this recipe so much!
Irene Robb
I made these muffins and used 1 cup when wheat flour and 1/2 cup white flour. The muffins did not rise at all. Perhaps I should have added baking powder and baking soda?
Scott
Thanks for the healthy recipe. Can I add chopped pecans or walnuts without otherwise changing the recipe?
Ellen
Tried these and they were great! I’ve since used the base recipe and replaced the chocolate chips with other things, my favourite so far has been Apple and Raisins.
It would great to know the nutritional info without the chocolate to help calculate other variations on your great recipe
Wanda Enoch
You can add it into MYFitNess Pal and you can get it from there
Deadra Haynes
Hello again Lacey, you are a godsend and I'm so happy I found your healthy clean cooking site. I will be making these banana chocolate chip muffins next week. Because of my cancer I need to very careful not to eat added junk in my foods. I'm always looking for new breakfast recipes that are healthy.
Thank you
Erica
I have celiac. Can I substitute spelt flour for gluten free flour?
anya
think i messed it up. i had to convert all measurements and temperatures into my countries ones and must have messed up there.
its been 40 mins and its still very uncooked, only a bit of fermness on top of them
Kim
Thank you for posting this recipe! I’ve probably made it 30 times just as it’s written. It is a favorite in my kids lunches. I make a batch and freeze them. I pull them out in the morning and the girls tell me they are thawed by lunch . Thank you!
Crystal | Beat Bake Eat
Woah! 5 Bananas? I gotta try these. I love banana muffins.
Shannon
Tried these muffins they turned out great!!! Thanks for the tips.
Karen Bittner
Hello Lacey,
My name is Karen and I live in Brisbane, Australia. I made a batch of you banana chocolate chip muffins and took them to work. Every one loved them! (Especially when I told them that there is no added sugar). We have fruit provided at work and sometimes there are quite a few bananas left on Friday, so I take them home and bake on the weekend.
We have had a heat wave here recently. I made your peach and ginger tea. Yum!
Rosie Dunningham
Oh my goodness, thank you thank you thank you for this recipe. I made it into a banana bread as I didn't have any muffin liners, cut it into pieces, clingfilmed & froze them to grab and take with me to work. In the afternoon I often get so tired, and that's when I'm likely to reach for something to give me a boost, and usually that means some kind of sugary biscuit. But now I have this recipe, I absolutely love it! So banana-ey, and with the little chunks of dark chocolate, I'm still getting that boost. I honestly think I'm going to make this every week now, and the ingredients are so simple, healthy & cheap. Thank you! From a very happy reader xx
Abby
Hi there,
Thanks for sharing such a clean recipe. However, I wonder if I could use half whole wheat flour and half white all purpose flour. My daughter has an extremely sensitive taste and I want to switch ingredients little by little. Hope the muffins still turn out well. Thanks for your advice.
Steve L
Interesting recipe...very easy. My little kiddos didn't blink an eye at the no sugar option. Thanks for sharing.